Fill each blank in the text with the correct
word or phrase. Choose from the following list. Use each item once only.
Commission issued statement credit
rating
Debited outstanding withdraw credit transfer
in full salaries banker’s draft financial institutions
interest slip cash dispenser standing order
Bank offers many services to business and their
customers. Here are some of the most common:
Many people now have a card which enables them to 1.
withdraw money from a 2. cash dispenser. You feed your
card into the machine and key in your PIN (personal identification number) and
the amount of money you want. If you have enough in your account, the money
requested will be 3. issued up to a daily limit. Your account is
automatically 4. debited for the amount you have drawn out.
Provided you have a sound 5. credit rating,
you can get a credit card from a bank and other 6. financial
institution. To obtain goods or services, you present your card and
sign a special voucher. When it receives the voucher, the credit card company
pays the trader (less a 7. commission) and then send you a
monthly 8. slip. Depending on the type of card you have, you will
either have to pay 9. in full or be able to pay part of what is
owed and pay 10. interest in the balance left 11.
statement.
If you need
to make fixed payments at regular intervals, e.g. for insurance premiums, you
can arrange a 12. credit transfer (sometimes known as a banker’s
order) so that the bank will do this for you.
If you have several bills to pay, you can do this by
13. standing order . You write one cheque for the total sum
involved, fill in a 14. outstanding for each bill and hand everything to the bank cashier.
The
transfer system is also used by employers to pay 15. salaries directly into employees’ bank accounts.
If
you are dealing with a supplier for the first time, a 16. banker’s draft may be used as payment. This is a cheque
guaranteed by a bank and therefore it is not likely to ‘bounce’.
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